Carry Insurance?

[knkali]

Everybody hates lawyers until you need one.

so true but the sentiment, I think, Bawanna is trying to make is different.

[knkali]

please remember that these plans are NOT insurance. Insurance industry is regulated and has to be solvent incase lots of $ has to be paid out. With that that there are regs in place so that can happen. These plans have no such guarantee. SO you are taking chances right of the bat should you need any of these guys.

With that said, its like having a fire extinguisher. Most people never need one in their lifetime but are glad they have one when it was needed.

[Ikeo74]

i Have had my fire extinguisher for 33 years without ever needing it. I am sure glad I wasn't paying out $10 per month for it. If I need it now, it probably will not work, like the subject of this thread.

[Bawanna]

Everybody hates lawyers until you need one.

The only time a rational human needs a lawyer is to fight off somebody else's lawyer.

Eliminate the lawyer and you eliminate the problem. Who thinks up all these silly suits. Not humans. Lawyers.

Spill hot coffee on yourself and sue for millions.

[Longitude Zero]

fwiw ccw safe was the best out there when i did the compare. Bail is one rub, the other is that if found guilty, they don't pay. Usually they pay after the verdict too. I would need the $ now not later. Also, does that mean that found guilty to a lesser charge gives them a way out of paying too? Most likely that is what will happen. I didn't want to test that so i went with ccw safe at the time. They were the only one that seemed to not have that stipulation. What i don't like is that you don't know who is going to be your defense layer at a time that you are fighting for your life again. I think that it is important to know who will be defending you and what their experience level is such cases. My 2 cents

absolutely!!!

[Longitude Zero]

To me it looks like a total waste of money. Something the average person will never use in their entire lifetime. Kind of like buying Lightning Insurance and never leaving your house. How many people do you know that have had to defend their self in court for gun related offenses?

Silly and uniformed blather looking like opinion. It is statistically rare for homes to burn down but I bet you have homeowners insurance. If you are true to your opinion why not cancel your homeowners policy as in your mind it is unlikely you will need it. GEESH!!!

[Ikeo74]

Silly and uniformed blather looking like opinion. It is statistically rare for homes to burn down but I bet you have homeowners insurance. If you are true to your opinion why not cancel your homeowners policy as in your mind it is unlikely you will need it. GEESH!!!

I bet you have Cancer Insurance to go along with your Medicare, Medigap, and Drug plans plus a Long term health care and prepaid burial plan, don't you. (Just kidding)

Edit: I forgot about Life Insurance too, and now you going to get "Self Defense" coverage..

[Bawanna]

I got my wife a pick and a shovel and enough money to do her grieving in the Bahama's.

Neighbor said no worries, he has a track hoe so he'll plant me deep. Never did like that guy.

[yqtszhj]

I got my wife a pick and a shovel and enough money to do her grieving in the Bahama's.

Now thats funny in a morbid sort if way.

Life insurance is cheap where I work so I carry quite a bit. I always tell my wife she'd be the Rich Widow Yqtszhj. Lucky for me most days she says she'd rather have me than the money cause if I wasn't here she would have to hire someone to fix stuff when it breaks.

[yqtszhj]

Spill hot coffee on yourself and sue for millions.

True story. My grandmother dumped a cup of hot coffee in her lap at McD's when I was little and got burned pretty bad. Only thing she said was $*i! And that she was stupid for being careless and spilling it on herself. Of course she was a tough self reliant farm lady and didn't ask for help or care much for the gubment unless they were needed to fight a war.

[Bawanna]

True story. My grandmother dumped a cup of hot coffee in her lap at McD's when I was little and got burned pretty bad. Only thing she said was $*i! And that she was stupid for being careless and spilling it on herself. Of course she was a tough self reliant farm lady and didn't ask for help or care much for the gubment unless they were needed to fight a war.

Too bad there weren't a lawyer around. You'd probably own McDonalds now.

I love your grandma, that's the way it should be. That's the way it used to be. We'll never see those times again.

[knkali]

I haven't seen this but thought I should post it for discussion(perhaps another thread)

https://www.youtube.com/watch?v=PAzMMKIspPQ

[340pd]

I think some of you guys are missing the point. If you are in a situation where you need a gun, there is a 99% chance you will need a lawyer following that encounter regardless of the seriousness of the offense. Those who doubt me read one of Massad Ayoob's books and you will discover how the simplest of situations can get you in deep kimchi with an over zealous prosecutor.

I have accumulated a fair amount of money much of it spent of women and guns (the rest was wasted) and the last thing I want to do is pay it our to some lawyer if I am involved in a "man with a gun" situation.

When I started this thread I looked into a few offerings and the best of them seemed to be a fund as opposed to what you are calling insurance. Insurance is the gun I am carrying. A fund is the money to get me our of trouble without taking everything have.

I am still consulting with some people far smarter than me but if something that is reliable and has costs somewhere around a couple boxes of handloaded .45's per month, the decision for me is a no brainer.

[deadeye]

True it is not real insurance. Kind of like the extended warranty racket. These folks couldn't care less about your well being. If they weren't making big money on this sort of thing they wouldn't be in the business. Still undecided. I think the best idea is becoming good buddies with a good? lawyer.

[knkali]

I think some of you guys are missing the point. If you are in a situation where you need a gun, there is a 99% chance you will need a lawyer following that encounter regardless of the seriousness of the offense. Those who doubt me read one of Massad Ayoob's books and you will discover how the simplest of situations can get you in deep kimchi with an over zealous prosecutor.

I have accumulated a fair amount of money much of it spent of women and guns (the rest was wasted) and the last thing I want to do is pay it our to some lawyer if I am involved in a "man with a gun" situation.

When I started this thread I looked into a few offerings and the best of them seemed to be a fund as opposed to what you are calling insurance. Insurance is the gun I am carrying. A fund is the money to get me our of trouble without taking everything have.

I am still consulting with some people far smarter than me but if something that is reliable and has costs somewhere around a couple boxes of handloaded .45's per month, the decision for me is a no brainer.

Yep, let us know what you buy and why. We can all learn from your hard research.