Liability insurance for self defense shootings

[jocko]

you dazzle me every time u post!!!!

[Longitude Zero]

ALMOST ALL homeowners policies deny coverage for what they call an "intentional tort". Shooting an intruder is automatically considered an intentional tort and disavowed. I know this is true for Prudential, State Farm, and Farmers home insurance companies.

[knkali]

ALMOST ALL homeowners policies deny coverage for what they call an "intentional tort". Shooting an intruder is automatically considered an intentional tort and disavowed. I know this is true for Prudential, State Farm, and Farmers home insurance companies.

exactly what i was told ...just you said it better.

[jocko]

well in Indiana with the advent of the castle doctrine law even expanded, a home invasion in my opinion is just maybe one or two more rounds in the intruder. Dead men can't tell their side of the story.

[knkali]

well in Indiana with the advent of the castle doctrine law even expanded, a home invasion in my opinion is just maybe one or two more rounds in the intruder. Dead men can't tell their side of the story.

Point understood:33:

[Bawanna]

Except that dead man was his momma's favorite and he was well on the road to being a fine boy after his 13 years in the penetentiary. You got to pay for the grief and suffering you caused his momma.

He was just stealing your worldly possessions and maybe making advances towards your wife or daughter since he was already there. Weren't no need to take his life. He didn't mean nothing with that knife and that toy gun. He was just funnin ya. He was on the trustee program the last 6 months of his prison time and just a fine boy.


Holy quacamole 8,001 bawanna! Get a life dude.

[jocko]

i was just going to mention that, what an accomplishment and to think in ur 8001 posts u have not managed to pi-s me off.

[Bawanna]

i was just going to mention that, what an accomplishment and to think in ur 8001 posts u have not managed to pi-s me off.

Oh I'm sure I managed to fog your goggles a time or two. Last I looked it was about 7600 and I thought holy moly, well here it is.

Metrics rule! Did that fire ya up some?

[garyb]

Anymore the legal and insurance systems make it cheaper to let him break into your home, steal your belongings, rape and murder your wife and daughter, and then have you bend over before taking a bullet yourself. Between the legal crap and insurance failures, an honest man has no other choice but to request some lube first. Fact of the matter is that it will be a life changing event either way and it's a tough decision we make to be on one end rather than the other. We were only given the right to keep and bare arms. Using them for self defense is another matter entirely and as you've all noticed, it keeps getting more and more expensive at every turn.

[jocko]

after 3 breaks in ,,, in my business, I kept my 110# yellow lab in the business at night and when the insurance peole came one day to do an audit, they ask me what kind of security I had in the business and I told them my 110# lab, and they said, get that dog out of this business. I said it is in here only after closing hours and through the night, they said they didn't care, they didn't want any dog in the building. Indeed they would rather pay for the loss instead of maybe the intruder getting his ass torn up and sueinfg them. Makes no sense but I got my doig outta there.

Now I used to story my 50# of bloack powder in a regulation rubber tired locked vault type safe in the back of my business and they told me to get it out of the building or I would not be covered. made no sense but I did and when ATF came to do an audit, they ask where my black powder was stored and I told them outside in a little buildingj, and they said NOPE not gonna work, it has to be in your business in that insulated lockable rubber tired vault that I had bought that was at that time ATF legal. So I had to pay merry go round with these two a-hole companies. When the nsurace people were coming in to my place the powder went outside and it was hunky dorrie and as soon as they left I brought it back inside so when ATF came it was also hunky dorrie.

OH my I am so glad I retired 14 years ago and said fokk it to all that b.s...

[jocko]

Metrics rule! Did that fire ya up some

oh yes, ur getting damn close!! damn close!!

[Bawanna]

Metrics rule! Did that fire ya up some

oh yes, ur getting damn close!! damn close!!

Whens your trip to Rockford again. Coming up pretty soon?

You gotta know I was tugging your leg on that metric thing.

[Rainman48314]

Bought some

The USCCA (US Concealed Carry Association) is offering insurance in case some scumbag's family sues you for shooting their little darling. Might not be a bad idea to look into. I'm thinking about it. Thought I'd pass the info on. I think everyone can look at the sales pitch, have to be a member to sign up for it. Especially if you live in a liberal environment.
http://www.usconcealedcarry.com/self...)&utm_content=

I received regular pre-sale announcements by email for a couple of weeks. I was not a member until June 6th when they launched Defense Shield. Of the three levels of protection, I bought the middle at $197 per year. That includes membership and other benefits that come with membership. Some insurance is better than no insurance. I will be reading the fine print when my member kit arrives.

[Kahrson]

Fortunately in my home state of OK that would get you an automatic mistrial. DA's are forbidden by rule of even mentioning potential insurance in a criminal proceeding. It is just as off limits as mentioning a defendants prior history prior to an actual conviction. Past criminal history cna only be used in the penalty phase.

So in other words you can take out a million dollar life insurance policy on your wife one day and kill her the next and they are prohibited by law to use the insurance policy you just bought for a million as a motivating factor? Not arguing with you I just find that rather amazing.

[TheTman]

My Insurance agent says I'm covered unless it's something they consider "stupid". Now, what in the hell do they consider "stupid"? They said something like waving my pistol around and it goes off. Well if I'm waving my pistol around and it goes off, I'm meaning to wave it at someone and hoping it goes off.