Venting

[berettabone]

So, the missus and I don't have health insurance. We stayed away from healthcare.gov. last year, because I think it sucks period, and the risk of compromising our security was too great. We will have to pay the fine for last year(taxes). So, this coming year, the penalty for not having insurance, is 3% of your income, or $325 per person. By 2017, it will be an amount that will make you sick and bankrupt. So, we decide to go on the site and sign up for our free insurance. It's basically catastrophic insurance, because they have a high deductible, and don't cover much of anything. But........you can't call it catastrophic insurance, because the only people who can get catastrophic insurance, are people under 30 yrs. of age, or you can prove that you are totally destitute. This they call the "bronze plan". I guess they call it that because it reminds you of the bronze age, and they didn't have any insurance either................... We go to the site(the wife) and try to sign up 4 times. It gets to a certain point in the application, and then it freezes. She has them on the phone, and they can remotely view your computer, and they can't get it to work either, so they say, try again tomorrow. My wife does this everyday for 3 days...............every day it locks up in the same place, and they say, try again tomorrow.............................So, the computer hasn't been co-operating lately, so I get a hold of my computer security company, and they remotely take over my computer, and they tell me that I have the Powelik virus. It's a new one, a very bad one, and it takes him, and another remote person on his end, an hour to remove this $#!T. He couldn't say for sure, whether we picked this up from the gov't site or not, but he did say that the odds were more likely than not. Unbelievable...................................... ...................we are forced to try this again, but this time, she will use the laptop, and see what kind of gov't based nightmare we can fall into. The wife said that they knew we refinanced the house last summer............................................ ................

[DavidS]

..................The wife said that they knew we refinanced the house last summer............................................ ................

Everybody does. I get junk mail all the time asking if I want to refinance my mortgage and the letter always has the amount on it. Privacy no longer exists.

[marcinstl]

I'm over 65 and qualify for Soc. Sec. and medicare, I went with a plan C that takes care of everything. cost to me is $165/m deducted from Soc. Sec. and some minimal copays to the doc., most of the drugs(generic) are free to me. my wife retired last year at age 63 and needed insurance for the 2 yr. gap until she's 65. she went thru the Mo. affordable care site and then the fed site, ended up with a "bronze plan" from Coventry for cheap. plug in your numbers, shop for something your comfortable with. at tax time, due those numbers and see what kind of help you get.
you have guns and a computer security company, but no health insurance!? hmmm, time for a rethink? got homeowners insurance or just let it burn?

[Bawanna]

I usually go with let it burn. Insurance companies will do anything to get out of doing what they are suppose to do.

They are in business to make money not friends.

They tell you what you must pay, they make it mandatory so you don't have a choice and then they determine what they will cover or not.

A lose, lose, lose to me.

[berettabone]

I'm over 65 and qualify for Soc. Sec. and medicare, I went with a plan C that takes care of everything. cost to me is $165/m deducted from Soc. Sec. and some minimal copays to the doc., most of the drugs(generic) are free to me. my wife retired last year at age 63 and needed insurance for the 2 yr. gap until she's 65. she went thru the Mo. affordable care site and then the fed site, ended up with a "bronze plan" from Coventry for cheap. plug in your numbers, shop for something your comfortable with. at tax time, due those numbers and see what kind of help you get.
you have guns and a computer security company, but no health insurance!? hmmm, time for a rethink? got homeowners insurance or just let it burn?

First off, I am forced to use this garbage until whenever...................................my wife is self employed and I am semi retired but too young yet for medicare................we had health insurance until a year and a half ago, when our premiums jumped to $14,000 a year. We also have pre existing conditions, although minor. My home is insured to the hilt, along with all of it's possessions. If I get a bronze plan, it will be for free with subsidies. That's not the problem. We have done our homework and then some. When you assume...................................

[marcinstl]

so you don't have a problem with affordable care act insurance, it's more of a computer/malware problem? take that computer and your Beretta out back and teach the computer how to dance.
don't think they can get you on pre-existing. next layer of fun is shopping policys and picking docs.
(if Pres. Urkel was any kind of a commie or a liberal, we'd have national, single payer insurance- medicare for everybody. but no! the whore Urkel sold out to the insurance companies and we end up with this version or Romneycare, which is a version of Dolecare. ) hang in there.

[TheTman]

I worked for Met Life for 18 years, and I can tell you insurance is a big racket. They will do whatever they can to avoid paying a claim. I was a computer systems analyst at a data center, and jerks in NY or some other office would transfer angry customers to me, since I ran the rapid response team, if someone needed a report pronto, they came to me. I guess people thought that rapid response applied to customers too, but i wasn't equipped to deal with customers, so I would let them ***** for awhile, about how they had been transferred around over and over, and then I had to tell them the bad news that I was going to transfer them again and that never went over too well. I did my best to get them to the right person. I sure got a feeling for how customer service worked in that company, always pass the customer on to some one else.

[marshal kane]

Isn't Met Life the company with the Snoopy ads? Charles Schultz would be rolling over and over in his grave if he knew how Met Life treats its' customers.

[berettabone]

Finally got the system to work.........................now we have some pos insurance. Pity the people who couldn't get through, or just didn't want to.............................big penalties to come.

[JohnR]

I told my wife there was no way in hell we were going to do the 0bamacare crap. But our premiums were getting too much to handle so we reluctantly went on their website just to see what they had, and because of my paltry income we can get a better plan and pay 1/3 what we were paying, thanks to you rich folks who pay lots of income tax. So I want to personally thank you who are doing well enough to subsidize others. I told my wife, if they repeal 0-care next year we'll just cross that bridge when we come to it. Anything could happen. Heck, I'm not even convinced this country will still be here in a few years, so take what you can while you can!

[knkali]

I told my wife there was no way in hell we were going to do the 0bamacare crap. But our premiums were getting too much to handle so we reluctantly went on their website just to see what they had, and because of my paltry income we can get a better plan and pay 1/3 what we were paying, thanks to you rich folks who pay lots of income tax. So I want to personally thank you who are doing well enough to subsidize others. I told my wife, if they repeal 0-care next year we'll just cross that bridge when we come to it. Anything could happen. Heck, I'm not even convinced this country will still be here in a few years, so take what you can while you can!

you are welcome. I do what I can

[JohnR]

I'm proud to be helping out you vets who use the VA, one of the few uses of tax money I support.

[berettabone]

Most likely won't have the same plan next year, but, what the hey............................................my premium is zero, which is pretty much what the insurance co. covers

[muggsy]

Hey, didn't you guys hear. Elections have consequences. If you think that Obamacare is bad now you ain't seen nothin' yet. Expect your premiums and co-pays to double, long waits for service and never seeing the same doctor twice.

[marcinstl]

"so take what you can while you can! "
by Jove, I think he's got it!!!!!! if your inclined to vote, vote your wallet.