If you have your homeowners and auto insurance with the same company, they'll write you an umbrella cheap minors or no minors. If you have different companies, it gets expensive.
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Sold all my guns. I dislike firearms.
NRA Life Member
NRA Certified Range Safety Officer
That notch in the rail is supposed to be there
"Laws that forbid the carrying of arms disarm only those who are neither inclined nor determined to commit crimes. Such laws make things worse for the assaulted and better for the assailants; they serve rather to encourage than to prevent homicides, for an unarmed man may be attacked with greater confidence than an armed man."
--Thomas Jefferson (1764).
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That was what I tried with no success. Well 2 more years and I'll get one cheapOriginally posted by Tinman507 View PostIf you have your homeowners and auto insurance with the same company, they'll write you an umbrella cheap minors or no minors. If you have different companies, it gets expensive.
The only thing better than having all the guns and ammo you'd ever need would be being able to shoot it all off the back porch.
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NRA insurance was mentioned in this thread. That made me curious, so I checked the level of coverage I get with my membership. Here it is:
$10,000 Accidental Death and DismembermentMy membership does not include any sort of liability coverage. YMMV.
$2,500 Theft and accidental loss and damage of firearms
NRA Life Member
"Owning a handgun doesn't make you armed any more than owning a guitar makes you a musician." -Col Jeff Cooper
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It starts at $25,000 for $50.00 yearly.Originally posted by knkali View Posthow much coverage do you get?
$50,000 for $75.00
$100,000 for $135.00
$250,000 for $205.00
I don't think the price is bad for the coverage.
Just type in your search engine NRA retired officer's insurance and it will bring up the info, this is easier that going through the NRA website.
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The reality is you are right. For the price of a couple good meals out on the town per year you can help pay for the legal costs if you pull on some BG. Curious what Zimmerman's legal expense is to date.Originally posted by Dogman View PostIt starts at $25,000 for $50.00 yearly.
$50,000 for $75.00
$100,000 for $135.00
$250,000 for $205.00
I don't think the price is bad for the coverage.
Just type in your search engine NRA retired officer's insurance and it will bring up the info, this is easier that going through the NRA website.I am the Living Man
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Maryland is doing this too; there is a bill in the General Assembly right now. It has nothing to do with liability. It has everything to do with making the process of purchasing and owning firearms as draconian and as expensive as possible.
I reject the analogy to insurance on cars and boats. We're talking about a Fundamental Civil Right (ref: Heller and McDonald). Since when have we had to take out an insurance policy to exercise any of our other rights in the Bill of Rights?
Can you imagine a government law that requires a priori insurance before you gave a political speech, or went to church?Ray
NRA Endowment Life Member
SAF Life Member
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I agree that buying insurance in order to have a gun is ridiculous and I hope not construed as me supporting such in this thread. Besides, I don't understand what insurance they would require us to buy. I am currently checking into buying liability insurance should I use my gun but I cannot find such a thing available to me. Not sure how they will require something that does not exist. Unless the insurance industry creates a product to sell to fulfill a new regulation. If that is the case hang on to your wallets. It will be a rough ride and certainly a tool to keep people financially unable to keep and bare arms..Originally posted by aray View PostMaryland is doing this too; there is a bill in the General Assembly right now. It has nothing to do with liability. It has everything to do with making the process of purchasing and owning firearms as draconian and as expensive as possible.
I reject the analogy to insurance on cars and boats. We're talking about a Fundamental Civil Right (ref: Heller and McDonald). Since when have we had to take out an insurance policy to exercise any of our other rights in the Bill of Rights?
Can you imagine a government law that requires a priori insurance before you gave a political speech, or went to church?I am the Living Man
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knkali, you might check out www.armedcitizensnetwork.org and see if that would be what your looking for.Originally posted by knkali View PostI agree that buying insurance in order to have a gun is ridiculous and I hope not construed as me supporting such in this thread. Besides, I don't understand what insurance they would require us to buy. I am currently checking into buying liability insurance should I use my gun but I cannot find such a thing available to me. Not sure how they will require something that does not exist. Unless the insurance industry creates a product to sell to fulfill a new regulation. If that is the case hang on to your wallets. It will be a rough ride and certainly a tool to keep people financially unable to keep and bare arms..
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I can't speak for anyone else, but the last thing that I'll be concerned about as a victim of a home invasion is liability insurance. You don't need to be covered for a justifiable homicide.Never trust anyone who doesn't trust you to own a gun.
Life Member - NRA
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Kahr P380
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Idealist you be. Even larger concern for those of us who carry is a shooting outside the home.Originally posted by muggsy View PostI can't speak for anyone else, but the last thing that I'll be concerned about as a victim of a home invasion is liability insurance. You don't need to be covered for a justifiable homicide.NRA Benefactor
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Thanks Dog but not quite what I am looking for since it doesnt give the amount of the grant if in a civil suit and only $10K deposit of legal fees. The NRA's policy is much better in the legal fee area but has no civil suit help.Originally posted by Dogman View Postknkali, you might check out www.armedcitizensnetwork.org and see if that would be what your looking for.I am the Living Man
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There might not be be a conviction in the criminal court but the civil suit could(would) be financially ruiningOriginally posted by muggsy View PostI can't speak for anyone else, but the last thing that I'll be concerned about as a victim of a home invasion is liability insurance. You don't need to be covered for a justifiable homicide.I am the Living Man
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