Carry Insurance?

[AIRret]

berettabone………I have thought about a reverse law suit MANY, MANY, MANY Times!!!!!!
The second last thing I EVER want to do is shoot someone……BUT if my life, my family or friends are in SERIOUS trouble……or if I'm in the middle of a mass shooting/terror attack I'm all in. I can't imagine NOT reacting to those/that kind of situation.
Even in a 100% "good" shooting the stress (verified scientifically) is over the top. I would sue for emotional trauma, and or any other stress, EVEN if I hadn't had a civil suit charged against me. It is what it is…..I didn't bring the situation on….the bad guy did!!!

A good idea................I got to thinking.................I've never heard of a reverse lawsuit, in the news or on paper. That is, if I must use my firearm in self defense, and the person lives, they will probably try to sue me in civil court. If they die, their siblings will probably sue me in civil court ie. parents. In this situation, I believe I would also open a civil suit against this person, for putting me in that position or circumstance in the first place, and forcing me to do something that I didn't want to do, to save my own life. I've never heard of this happening. Doesn't mean it hasn't. Might be a reason??????????

[Bawanna]

I want you on my team darling. Sadly society and lawyers favor the bad guy nearly always. They were abused, mistreated or not breast fed as a child and it's society's fault ya know.

While I totally concur with your idea of a reverse lawsuit, completely justifiable in my mind, that involves lawyers, so I'm out.

[AIRret]

I want you on my team darling. Sadly society and lawyers favor the bad guy nearly always. They were abused, mistreated or not breast fed as a child and it's society's fault ya know.

While I totally concur with your idea of a reverse lawsuit, completely justifiable in my mind, that involves lawyers, so I'm out.

The lawyers would LOVE me…..I grew up in the same neighborhood as most of the bad guys! NOW you know why I have "attitude!!
I don't like lawyers, but I'll use any resource available to me!!!!!!!!!
Hey, if they think they can make a name for themselves, they just might beg for a chance to get involved!
Seriously, perhaps some gun rights organization "might" be interested in challenging some of these civil suits by bringing a law suit by the person who had to do the shooting!! Especially, if you sue first!!!!!! The emotional trauma, stress and worry caused by the bad guy SHOULD be punished.

[Bawanna]

Course we'll have to sue the family, if I shoot and certainly if you shoot the shootee ain't gonna be around for no lawsuit.

My good buddy down Arizona way says not to fool around when you got a gun in your hand. Seriously.

Didn't know you was from the hood.

[AIRret]

Oh yes….I'm grew up in the "Hood"! The 1967 Detroit riots came within one and and a half blocks of our house!
We had bars on our windows and hunting rifles near the doors….

The national guard was camps in a field across the street from the school I went to.
Jeeps with armed National Guards men were driving up and down our street about every hour.

While we lived in the neighborhood we were one of only two homes not successfully broken into…..WE had BIG dogs!

My street no longer exists. All the home have been torn down for about the last 5 or 6 years and the asphalt is broken up with weeds.

Oh, I have lots of stories…….
However, growing up in that area has taught me to pay attention very closely to my surroundings…..therefore I still benefited….I'm a survivor.
And yet, it sure would have been fun growing up in the country and hunting/fishing year round would have been great.

By the way, the prisoner and I have a friend that says all I have to do is have a gun in my hand and be in a shooting stance and the bad guy will be done!! I guess I look determined….but I love it.
Self defense is wonderful, but in a perfect world I would shoot anyway (target/hunt). It may sound silly, but I connect with shooting on almost a spiritual level.
I know that sounds weird…..but there it is.

[Bawanna]

Weird is where I live, don't sound weird to me. I like to think I connect with guns on a spiritual level weather I even shoot them or not.
I love them all, older the better, weirder the better, if it goes bang, I want one.

[AIRret]

And I thought I was the only one to connect with guns and shooting on a spiritual level.

[Armybrat]

Agree. If I had insurance for every possible occurrence and pay taxes and give to the church, I would have nothing left.

Another factor, I don't live in a liberal Mecca. It would take a very strong case against me to get 12 jurors to find for the Plantif.

Same here.

Besides, here in Texas if it is a good defensive shoot and you are no-billed, you are immune to a civil suit from the survivors - if any. It's part of our Castle Doctrine/Stand Your Ground law.

[340pd]

Please don't rely on the Castle Doctrine to get you out of anything. It is not the shooting, it is proving that it was justified, and none of us here have an understanding what a screwed up investigation or a misstep in your statement to the police will cost you in lawyer fees. I would like to think I am always in the right but an overzealous prosecutor will think otherwise. I have enough cash available to pay a couple hundred thousand dollar bail directly to the court knowing I will get most of it back come trial time but if I didn't, I would have to fork over $20,000 to the bondsman that I would never see again.

If you think you are safe from prosecution in TX, just contact the boys over at Texas Law Shield. They may have a differing opinion.

[Bawanna]

You have a couple hundred thousand dollars available? Hell yeah man. If I sold some stuff I might come up with 5 or 10 grand but that's optimistic.

[340pd]

I didn't say it wouldn't hurt. 401k dollars are a subject to taxation upon withdrawal. Taking $200k at once dumps you into an ugly tax bracket on that years income tax. Hence, $129/yr with CCW/Safe or most other plans takes all that away.

[DM123]

Here is something else to think about. If you have insurance for such a thing, would you be more likely to engage as opposed to jumping behind barrier, retreating? There are many places of business, parks towns, etc., that now post against CCW. Would your ionsurance company defend you if you accidentally stumbled into one of these places and used your weapon?

Several years ago, when our son was first starting to go out at night in his car, he forgot his key and broke in late at night. He got a major chewing out but thankfully I didn't shoot him.

Whether or not you have insurance, you need to consider your mindset carefully. I would hate to think just having insurance would make a person more likely to use his/her weapon.

[Ikeo74]

The door bell would have saved you from using your weapon too!

[jeepster09]

Weird is where I live, don't sound weird to me. I like to think I connect with guns on a spiritual level weather I even shoot them or not.
I love them all, older the better, weirder the better, if it goes bang, I want one.

This is for you...

https://www.youtube.com/watch?v=-TC2xTCb_GU

[DM123]

The door bell would have saved you from using your weapon too!

He was coming in past his curfew time. We had already gone to bed when I heard the "bump in the night". Teenagers don't always think with their mind.

On another note, most likely male teenagers think with another head.