Liability insurance for self defense shootings

[TheTman]

Thanks for being our guinea pig Rainman, Let us know what you think of it when you get the policy.

[Longitude Zero]

In that case it would be probative as to motive and would be allowed. What is not allowed is for the plaintiff to bring up you have insurance to pay for your tort and that that you the defendant won't have to pay anything it is the big bad insurance company that will be writing the check.

In a criminal case most judges limit the mention of insurance to use as to prove motive only. If it is not probative as to motive then it is best to not mention it. If the DA cannot prove insurance is part and parcel of motive then.....judges discretion.

[Rainman48314]

Thanks for being our guinea pig Rainman, Let us know what you think of it when you get the policy.

I will. There is already missinformation posted in this thread. There is no one man determination of your benefits from the first (uninsured) level. The next level is an insurance contract. It involves a subsidiary of Meadowbrook, a very reputable organization. Members are beneficiaries, not policy owners. The USCCA owns the policy so that YOU are not targeted in lawsuits simply by the presence of insurance. Coverage is for ALL household members in the event of a shooting at home. If you concealed carry, it is only for the USCCA member. They are working on a "family" CCW rider. For now, both parties must take separate memberships. More to follow.

[O'Dell]

In that case it would be probative as to motive and would be allowed. What is not allowed is for the plaintiff to bring up you have insurance to pay for your tort and that that you the defendant won't have to pay anything it is the big bad insurance company that will be writing the check.

In a criminal case most judges limit the mention of insurance to use as to prove motive only. If it is not probative as to motive then it is best to not mention it. If the DA cannot prove insurance is part and parcel of motive then.....judges discretion.

Exactly right.